$0 DOWN RENTAL HOMES IN GEORGIA, TEXAS, FLORIDA & More!

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An Experian FICO credit score of at least 550: All applicants must pass a soft credit check… but this won’t affect your credit score. We’ll look at your credit score, recent loan delinquencies, and any foreclosures or bankruptcies.

In some cases, a soft credit check might not provide us with enough information to determine your eligibility. If this happens, we’ll reach out and explain how to move forward.

A minimum monthly income of $2,500: You can add a co-tenant during the application process. The exact minimum required income will depend on factors like your current debt levels.

3 months of verifiable income: We look for the last 90 days of steady income. Keep in mind that self-employed income can take a little longer to verify.

Background check: We run a background check to determine your rental history and criminal background. For criminal background checks, we evaluate the recency and severity of any convictions. For rental history, no evictions should have occurred or been filed in the last 5 years.

Debt-to-income (DTI) ratio: We look at your debt-to-income ratio, which measures how much of your monthly income goes toward your monthly debt payments. You can calculate this by dividing your monthly debt payments (such as car, student loan, personal loan, rent, and minimum credit card payments) by your monthly income (before taxes).

A valid government-issued photo ID

YOUR APPROVED APPLICATION IS VALID FOR 90 DAYS!